GreenPacket
Publicly-listed Malaysian technology group, founded 2000. Operates across smart infrastructure, fintech and networking. KipleCity, Kiple and Packet+ all sit beneath this umbrella.
KipleCity combines smart property hardware with the regulated payments infrastructure of the Kiple group. One company, four entities, nearly two decades of regulated engineering.
KipleCity started inside GreenPacket, a public-listed Malaysian technology group with two decades of networking, fintech and smart-infrastructure engineering. Our sister brand Kiple received its E-Money Issuer licence from Bank Negara Malaysia in 2006, and a Merchant Acquirer approval in 2020. Packet+ holds Money Lending and Digital Lending licences under KPKT.
KipleCity is the property-facing arm that stitches all of this together: license-plate recognition, barrier gates, cashless payment terminals, resident apps, and a multi-site cloud dashboard. The same stack runs residential developments, shopping malls, hotels, and medical centres, because the layer underneath them is already regulated, Shariah-certified, and PCI DSS compliant.
We built this intentionally. When a property owner picks a parking-tech vendor, they often inherit a compliance liability. When they pick KipleCity, the regulator side is already answered.
Four complementary entities under the same roof, so one purchase order can cover the hardware, the payments licence and the software.
Publicly-listed Malaysian technology group, founded 2000. Operates across smart infrastructure, fintech and networking. KipleCity, Kiple and Packet+ all sit beneath this umbrella.
Regulated fintech
The EMI-licensed arm since 2006. Merchant acquiring, wallet, and settlement. Shariah-compliant.
Property tech
LPR, parking, residential access and hotel stacks. The physical infrastructure plus software surface for the group.
Lending
Money Lending and Digital Lending licences under KPKT, covering consumer and SME credit products.
A holistic digital ecosystem, built as a Digital Enablement Partner for regulators and properties alike.
E-Money Issuer (EMI) licence
Bank Negara Malaysia
Money Lending licence
KPKT
EMI White-Label Provider approved
Bank Negara Malaysia
KipleCity LPR + Residential platform launch
Merchant Acquirer approval
Bank Negara Malaysia
MYR 30,000 wallet limit approved
Bank Negara Malaysia
Shariah compliance: Gateway · e-Wallet · White-Label
Digital Lending licence
KPKT
Earned Wage Access
KESUMA
Cloud-native, multi-site, multi-tenant. Deploy one property, scale to a portfolio without re-integration.
Payments, lending, EMI and Earned Wage Access. All under one regulated entity, one contract.
LPR, IoT and computer vision running at the edge, not in a lab, not in a slide.
A dedicated delivery team per engagement. Hardware, firmware and cloud ship on one sprint cadence.
BNM-licensed, PCI DSS, Shariah-certified. Regulator conversations start from "yes".
Residential, commercial, retail, hospitality, medical. Deployments you can visit this weekend.

Bank Negara Malaysia
EMI · Merchant Acquirer · MYR 30k wallet

KPKT
Money Lending · Digital Lending

KESUMA
Earned Wage Access

Malaysia Digital
Government-endorsed programme

Visa
Payment scheme partner

PCI DSS
Certified card handling

Masryef
Shariah compliance: Gateway · e-Wallet









Ready when you are
If you’re evaluating a platform partner who clears compliance conversations with regulators on your behalf, this is the conversation.